After establishing your right to recover, the next step is to determine if there are insurance companies who are liable for payment of your damages. At times, more than one insurance company may be liable. If the at-fault party carried no insurance, there may be other parties with a legal relationship to the at-fault party who have insurance. The laws pertaining to insurance coverages and the right of insurance companies [...]

Since 2009, Wisconsin insurance laws have fluctuated. In 2009, the “Truth in Automobile Insurance” law was passed, instituting sweeping changes to Wisconsin insurance laws. However, almost all of the “Truth in Auto” changes were repealed in 2010. Below is a chart that may help consumers understand Wisconsin’s current insurance laws as compared to what the laws used to be. Issue Pre-2009 Law “Truth in Auto” Law (policies issued or renewed [...]

When you are in an accident and you are not at-fault, it can be very frustrating to get medical bills in the mail for the treatment you have received for your accident-related injuries. “This wasn’t my fault! Why do I have to pay anything?” We hear this question frequently. Despite what people think would be most fair, the at-fault insurance company almost never pays a victim’s medical bills up-front. If [...]

Almost always, yes. Health care providers must abide by the “Schedule of Health Care Provider Records Fees” if they choose to charge a patient, or a person authorized by the patient, for copies of the patient’s medical records. Pursuant to section 146.83(3f)(c)2., each July 1, the Department of Health Services is required to adjust the dollar amounts specified under section 146.83(3f)(b) that a health care provider may charge for providing [...]