Receive the Maximum Amount Available After a Crash With an Uninsured or Underinsured Motorist
Providing Strategic And Effective Advocacy
Have you been in a crash involving an underinsured or uninsured motorist in Wisconsin? You might still have options to seek compensation for your damages. At Herrling Clark our experienced attorneys understand your future is at stake in these circumstances and are committed to diligently navigating the complexities of these cases in pursuit of the compensation you deserve.
Contact A Personal Injury Attorney
When Your Future Is At Stake
Colliding with an uninsured or underinsured motorist on the road can turn your life upside down. Beyond physical injuries, you’re suddenly confronted with a financial quagmire and limited options for recovery. It’s as if the safety net you thought was there has suddenly vanished.
This is where an experienced personal injury attorney becomes your crucial ally. At Herrling Clark Law Firm, we:
- Uncover all potential avenues for compensation
- Decipher the complexities of your own insurance policy
- Strive to close the gap between your expenses and available coverage
We’re more than just lawyers – we’re your dedicated advocates in the wake of a crash with an uninsured or underinsured driver. Our team challenges the insurance companies, freeing you to focus on healing.
Don’t let someone else’s lack of coverage jeopardize your financial stability. With our expertise, we’ll work tirelessly to secure the compensation you need and deserve.
Our attorneys can help you with the following personal injuries:
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Auto Accident
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Bicycle Accident
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Burn Injuries and Electrocution
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Business Slip and Fall Injuries
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Construction Site Accident
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Dog Bites and Animal Injury
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Drunk Driving Crashes
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Head, Neck and Spine Injury
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Motorcycle Accident
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Pedestrian Accident
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Products Liability
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Recreational Vehicle Accident
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Serious Injuries
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Trucking Accident
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Wrongful Death
FAQs
An uninsured motorist is a driver who operates a vehicle without any liability insurance coverage, or whose insurance company denies coverage for the claim, or is a hit-and-run driver who cannot be identified. An underinsured driver is a driver who does have liability insurance, but their policy limits are insufficient to cover the full extent of the injuries and damages sustained in the accident.
In general, the maximum amount you can recover from an underinsured motorists claim is limited by the amount of Underinsured Motorist (UIM) coverage you purchased, minus the amount recovered from the at-fault driver’s liability policy. For example, if you have $100,000 in UIM coverage and you received $50,000 from the underinsured driver’s policy, your UIM coverage can provide a maximum of the remaining $50,000 to cover your losses. There are rare exceptions to this depending on your own policy’s contractual language. The accident attorneys at Herrling Clark Law Firm will meticulously calculate your full damages and fight to maximize your recovery.
Filing an underinsured motorist personal injury claim involves notifying your own insurance company, which can sometimes be as challenging as dealing with the at-fault driver’s insurer. Before you can make a claim for UIM benefits, you must contact your insurer prior to settling with the at-fault driver’s carrier to ensure they are not going to substitute their funds for the at fault insurer’s. This process is complicated and you should retain counsel to assist you with this process. Contact the experienced personal injury attorneys at Herrling Clark Law Firm for guidance.
If a driver is an uninsured motorist and caused your accident, your own insurance company typically pays for your damages, but only the amount you purchased for UM coverage. If you do not have this essential coverage, you might be forced to pursue the uninsured driver personally, which often yields little or no recovery, as most drivers without insurance lack significant assets. This scenario underscores why having the right insurance coverage and the right accident law firm is so vital. Contact Herrling Clark Law Firm today.
If an uninsured driver hits you, the first step is to seek medical attention and report the accident to the police. Next, you must contact your own insurance company to initiate a claim under your Uninsured Motorist (UM) coverage. Because you are essentially negotiating with your own insurer to pay out the UM claim, it is critical to have strong legal representation. Our hometown law firm handles these delicate claims daily, protecting your rights and ensuring your insurer treats you fairly.
Yes, Wisconsin state law does require drivers to carry Uninsured Motorist (UM) coverage. Specifically, all automobile liability policies issued in Wisconsin must include a minimum of $25,000 per person and $50,000 per accident in Uninsured Motorist Bodily Injury coverage. If you’ve been hurt by an uninsured driver, contact Herrling Clark Law Firm to discuss your recovery options with an experienced personal injury attorney.
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