Uninsured motorist coverage (UM) and underinsured motorist coverage (UIM) is insurance coverage that may provide benefits to you if you are in an accident with an uninsured or underinsured driver. Most states require such coverages and another handful are creating insurance verification systems to track or identify uninsured drivers. Unfortunately, a law passed under Governor Walker removed the statutory requirement in Wisconsin for driver's to carry UIM coverage. UM coverage [...]